When it comes to investing you your tolerance for risk plays a major role. If you're a conservative investor you'll probably find CD's to be a suitable investment vehicle. CD's traditionally don't pay the best percentages, so it's important to find the best CD rates. You can find attractive CD rates by visiting the top sites on the net that provide updated CD rate data. This will allow you to find the most competitive CD rates, with safety in mind.
If a CD investment is just too conservative for you, investing in an index fund might be the answer. An index fund allows you to invest in a market index of stocks like the S&P 500 index. This is a relatively conservative form of investing, as you're diversified through 500 different companies. Index funds aren't just limited to the basic indexes like the S&P 500 or Russell 2000, however. Socially responsible investing has become a popular way to invest. Socially responsible investing is simply a way to invest that aligns with your personal beliefs. Socially Responsible Investing might involve avoiding sin type stocks or focusing on environmental companies. And of course, this all can be done through an index fund with a socially responsible investing focus.
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